Built for Your Business

Get a Commercial Insurance Quote Built Around Your Operation

One form. A real broker review. No generic responses.

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Before You Fill Out the Form, Here's What Happens Next

This isn't a lead-capture form that routes to a call center. When you submit a commercial quote request to JBJ Insurance Group, a broker reviews your submission directly and follows up with questions specific to your operation — not a one-size-fits-all checklist.


We work with 30+ insurance companies and specialty programs, which means the quote you receive reflects actual market options for your business category, not the first carrier willing to write the account.


Here's how the process works:

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Step 1:

Submit Your Request

Complete the form below with your business type, location, and basic operation details. The more specific you are, the faster we can move.

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Step 2:

Broker Review

A JBJ broker reviews your submission and identifies the carriers and programs best suited to your account. Towing operations, dealerships, and commercial property accounts each follow a different underwriting path — we sort that out before we call you.

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Step 3:

Follow-Up and Quote Delivery

We contact you to confirm any remaining details, then present your options. You'll understand what each policy covers and what it costs before any decision is made.

What Type of Business Are You Quoting?

JBJ has written commercial accounts across Illinois and Missouri since 1999. The industries below represent our deepest program access — if your business type is listed, expect a faster, more accurate quote because we already know the underwriting requirements.


  • Tow truck operators and towing companies
  • Auto dealerships and independent dealers
  • Commercial real estate owners and property investors
  • General contractors and specialty trade contractors
  • Restaurants and food service operations
  • Convenience stores and fuel retailers
  • Businesses requiring workers' compensation coverage


If your business type isn't listed, submit the form anyway. We write across a broad range of commercial categories and can typically find coverage through our carrier network.


We also serve businesses in Normal, McLean County, and Livingston County, as well as automotive and towing accounts through our St. Charles, Missouri office.

What Information Helps Us Quote Your Account Accurately

You don't need to have everything ready before you submit, but the following details will reduce back-and-forth after your form comes in:


  • Business name, location, and years in operation
  • Number of employees or owner-operators
  • Type of vehicles, equipment, or property to be covered
  • Existing coverage details, if you're looking to replace a current policy
  • Any prior claims in the last three to five years


For towing and dealership accounts in particular, the more operational detail you can provide upfront, the more accurate your initial quote will be.

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Frequently Asked Questions About Commercial Quotes

  • How do I get a commercial insurance quote from JBJ Insurance Group?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • What do I need for a business insurance quote?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • Can I request a quote for towing, dealership, or property insurance online?

    Yes, renters and condo insurance are both common personal insurance options. These policies help protect belongings and provide liability coverage even when you do not own the building itself.

  • What happens after I submit the form?

    Yes, independent agencies work with several insurance carriers. This allows clients to compare coverage options through one agency rather than contacting insurers individually.

  • Does JBJ write commercial accounts outside of Illinois?

    Yes. Our St. Charles, Missouri office focuses on automotive accounts, including tow trucks, dealerships, towing operations, auto haulers, and drive-away contractors. If your operation is based in Missouri or crosses state lines, note that in the form and your request will be routed accordingly.

CONTACT US

Ready to Request Your Commercial Quote?

JBJ Insurance Group has been writing commercial accounts since 1999. Submit the form below and a broker will be in touch with options specific to your business — not a generic proposal.